At BLOX, we’re your partner in turning your construction vision into reality. Just as you might have your own building project manager, you can consider BLOX as your finance project manager where our aim is to:
· Develop a fit-for-purpose lending blueprint.
· Define achievable milestones.
· Deliver the solution through to completion, defect free.
Whether you’re looking to break ground on a new project or navigate the challenges of an existing one, choose BLOX as your construction finance partner. Together, let’s build something remarkable.
Stephen Simone is a highly experienced finance professional who is passionate about helping clients bring their construction dreams to life. Unlike other finance industry professionals, Stephen is also a property developer himself and understands the challenges of the construction process first-hand.
As the Founder and Principal Adviser of BLOX, Stephen brings over a decade of experience in the banking and finance industry to every project he works on having previously worked at GE, National Australia Bank and then having established his first mortgage advisory firm, Pride Financial Group.
With a commitment to transparency, integrity and personalised service, Stephen has become a trusted partner to construction professionals across Melbourne and beyond.
Jonathon Gourvelos is a Broker Associate at BLOX, bringing fresh energy and a strong passion for all things finance. Currently studying a Bachelor of Business (Finance Major), Jonathon is committed to helping clients navigate their construction finance journey with care, clarity, and attention to detail.
He is passionate about making the finance process smooth and approachable, whether that be for first-time builders through to experienced developers and investors alike. Jonathon's enthusiasm, dedication to learning, and genuine interest in his clients success make him a valued part of the BLOX team, supporting our mission to deliver seamless and empowering home finance experiences.
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Stephen was outstanding to work with from the very beginning. I had encountered problems with a major bank while trying to secure my construction loan. Stephen’s expertise and dedication quickly relieved my stress and resolved my issue. He secured the finance I needed in a few days. I truly appreciate how you made a challenging process smooth and stress-free. Thank you for your exceptional service, I will be definitely recommending your services!
We had the pleasure of working with Stephen Simone at BLOX to secure our first home, and we couldn't be happier with the experience. Stephen expertly guided us through the financial process of obtaining a construction loan, which was a huge relief given how stressful dealing with construction can be. His dedication and professionalism made everything much easier, and we truly appreciate his efforts. Because of the outstanding service we received, we continue to recommend Stephen's services to all our friends and family.
I would like to thank you for your amazing work and for making it such an easy process for us with our construction loan. Constantly giving us updates, getting onto everything really quickly and explaining everything properly. We really appreciate your work and highly recommend it!
At BLOX, we're ready to help you navigate the complexities of construction finance and bring your vision to life.
Get startedStandard home loans:
- 30-year term
- Typically principal and interest repayments for owner occupied properties and interest only options for investment
- The total loan amount made available at settlement
Construction loans:
- Interest only during the build
- Funds are released in stages as construction progresses
- Must be completed within 1-2 years or will be reassessed
- Suitable for home construction and smaller development projects
Development finance:
- Interest only with interest capitalised into the loan
- Funds released in stages during construction (some funds made available upfront)
-Typically suited for larger-scale property development projects
Construction finance is typically used by:
- First-home buyers (often for house and land packages)
- Renovators and upsizers
- Owner-builders
- Smaller developers
Development finance is typically used by:
- Professional property developers
- Investors undertaking larger-scale projects
BLOX is a construction finance broker. We compare offers from various banks and funders to find the right solution for your new home finance or development project. Our expertise in construction finance allows us to tailor a solution to your specific needs and goals.
For standard construction finance:
- No fees (some exceptions apply)
- Complex deals or short-term projects (e.g. build and sell) may incur fees
For development finance:
- Fees apply due to the short-term nature of these facilities
- We provide transparent fee structures based on your project
At BLOX, we will find the right construction finance solution for your project, whether building your dream home or developing a multi-unit property.
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