Build multiple dwellings

Unlock your property with BLOX’s multi-dwelling financing solutions. Our team of experts will help you navigate the complexity of duplex and multi- townhouse project finance so you can maximise your property’s value.

Finance Your Duplex Or Townhouse Project

Customised Multi Dwelling Finance

We know building multiple dwellings is complex. Our team will work with you to structure a loan that covers all aspects of your project, from site preparation to completion.

Flexible Funding Options

Access our lender panel and construction product options to support your multi-dwelling project. We’ll help you choose between standard construction loans, development finance, and commercial lending products to find the right solution for your project size and needs.

Get the Most Out of Your Development

Our multi-dwelling loans will help you get the most out of your property. We’ll work with you to structure a loan that considers both your current equity and the future value of your completed dwellings.

How BLOX Helps You Build Multiple Dwellings

At BLOX, we offer a range of financing solutions to help you build multiple dwellings with ease and confidence, whether you’re a first-time developer or an experienced builder.

Understand Your Vision

We take the time to understand your project goals, timeline and budget, assessing the unique challenges and opportunities of building multiple dwellings. Our team works closely with you to develop a tailored financing solution that aligns with your needs and maximizes your chances of success.

Secure Your Financing

BLOX helps you navigate the financing process from preparing strong loan application and feasibility assessments to structuring progress payments and managing cashflow. We leverage our extensive network of lenders to secure the best rates and terms for your project ensuring you have the financal support you need.

Manage Your Project

Throughout the construction journey, BLOX remains by your side. We provide practical guidance across progress payments, contract variations and end-of-project financing, helping you anticipate challenges, manage funding requirements and keep your project moving forward.

Products

Let’s help find the right loan product for you.
Construction Loans
Variable interest only loan with progressive drawn-downs at each construction milestone
Learn More
Development Finance
Borrow against project "end-value" with no-payment, capitalised interest options available
Learn More
Construction Loans
Variable interest only loan with progressive drawn-downs at each construction milestone
Learn More
Development Finance
Borrow against project "end-value" with no-payment, capitalised interest options available
Learn More

Overcome the financing hurdles of your construction project today.

At BLOX, we're ready to help you navigate the complexities of construction finance and bring your vision to life.

Get started

FAQs

Want to find out more?
BLOX can answer all your construction finance questions.

Contact

How many dwellings can I finance with a standard construction loan?

A standard construction loan through mainstream lenders typically allows you to finance up to 2 townhouses. Some lenders will finance up to 4 townhouses under standard construction loan conditions. Projects with more than four dwellings usually require development finance or business/commercial lending products. BLOX can help you determine the best financing option for your project size.

When do I need pre-sales for my multi-dwelling project?

Pre-sales are usually required for the development finance products. Lenders use pre-sales to ensure the end debt can be minimised or cleared upon project completion. The specific pre-sale requirements can vary depending on the lender and the size of your project. BLOX will guide you through these requirements and help you structure your finances to meet both lender criteria and project goals.

How long does the lender allow to complete a multi-dwelling project?

Most lenders typically allow around two years to complete the build for multi-dwelling projects. However, this timeframe can vary depending on the size and complexity of your project, as well as the type of finance you’re using. BLOX will assist you in selecting a lender and loan product that suits your project timeline, and we can also help negotiate extensions if any delays arise.

How does financing differ between building a duplex and a more significant townhouse development?

Financing a duplex can often be structured as a standard construction loan, while more considerable townhouse developments may require development finance. The key differences are in loan terms, interest rates and lender requirements such as pre-sales. BLOX will help you understand these differences and choose the right financing option for your project.

Can I build multiple dwellings on a property I already own and have a mortgage on?

Yes, you can. However, you’ll need to refinance or obtain additional finance to fund the construction. This may involve using your existing equity and potentially switching to a construction or development loan. BLOX can help you navigate this process and structure your finances to get the most out of your existing property.