Grow your construction business with BLOX’s complete finance solutions. Our team has experience helping builders and construction companies overcome industry-specific challenges so you have the finances to succeed in a competitive market.
We know the cash flow challenges of the construction industry, funding different stages of a build before you get paid. We work with you to structure finance that keeps your projects and business running.
Use our network of lenders who understand construction. We’ll help you navigate mainstream banks to specialist lenders to find the right solution for your business.
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Our expertise goes beyond getting loans. We’ll help you prepare business plans, financial projections, and loan applications to increase your chances of approval in a high-risk industry.
At BLOX, we have finance solutions for construction businesses that need to manage cash flow and expand.
We take the time to understand your project goals, timeline and budget, assessing the unique challenges and opportunities of financing your construction business. Our team works closely with you to develop a tailored financing solution that aligns with your needs and maximizes your chances of success.
BLOX helps you navigate the financing process from preparing strong loan application and feasibility assessments to structuring progress payments and managing cashflow. We leverage our extensive network of lenders to secure the best rates and terms for your project ensuring you have the financal support you need.
Throughout the construction journey, BLOX remains by your side. We provide practical guidance across progress payments, contract variations and end-of-project financing, helping you anticipate challenges, manage funding requirements and keep your project moving forward.
At BLOX, we're ready to help you navigate the complexities of construction finance and bring your vision to life.
Get startedWe offer various funding options for the construction industry:
- Invoice finance: To manage cash flow between progress payments
- Asset finance: To purchase or lease equipment and machinery
- Property loans: To buy warehouses, showrooms or office spaces
- Overdrafts and lines of credit: To manage day-to-day expenses and unexpected costs
- Development finance: For larger construction projects
- Working capital loans: To cover operational costs between jobs
BLOX will help you determine the right option for your business and growth plans.
The documentation required will vary depending on your funding needs and the lender. Generally, you’ll need to provide:
- Statement of financial position
- Tax returns (personal and business)
- Financial statements (profit & loss, balance sheet)
- Bank statements
- Details of current projects and contracts
- Business plan (newer businesses or more significant loan amounts)
For development finance or larger projects, we may also need to prepare feasibility assessments. BLOX will help you through the process and ensure you have all the necessary documentation to present to lenders.
Yes, there are still options available. We can consider:
- Low-doc loans: Less documentation but higher interest rates
- Asset-based lending: Using your equipment or property as security
- Private lenders: These may have more flexible criteria than mainstream banks
However, having up-to-date financials generally gives you better rates and terms. BLOX can help you find the right approach for your situation and assit you in preparing the neccesary documentation.
We take a holistic approach:
- Detailed Applications: We prepare comprehensive loan applications that address lenders’ concerns and highlight your business’s strengths and viability.
- Industry Expertise: We use our construction industry knowledge to explain your business model and projects to lenders.
- Lender Matching: We work with lenders who understand and specialise in construction finance, increasing your chances of approval.
- Risk Mitigation Strategies: We help you develop and present clear strategies for managing industry-specific risks.
Yes. BLOX can finance both business finance for construction companies and development finance for specific projects. We can help you structure your finances to support your business operations and fund individual projects. This whole business approach means all construction business areas are financially supported.
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