BLOX can help you secure your dream house and land. Our team has experience in first home buyers and investors navigating the house and land package finance maze so you can get to homeownership smoothly.
We know first home buyers face unique challenges. Our team works with you to find the right finance solution, whether it’s accessing government grants or structuring your loan to minimise upfront costs.
Access our lender panel and construction product options to build your way for your purpose. We’ll help you choose fixed, variable or split-rate loans to suit your goals.
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Our house and land package loans are structured to release funds at crucial construction milestones, so you only pay interest on the amount drawn down and help manage your cash flow during the build.
At BLOX, we offer a range of finance options to help you buy your house and land package.
We take the time to understand your project goals, timeline and budget, assessing the unique challenges and opportunities of buying a house and land package. Our team works closely with you to develop a tailored financing solution that aligns with your needs and maximizes your chances of success.
BLOX helps you navigate the financing process from preparing strong loan application and feasibility assessments to structuring progress payments and managing cashflow. We leverage our extensive network of lenders to secure the best rates and terms for your project ensuring you have the financal support you need.
Throughout the construction journey, BLOX remains by your side. We provide practical guidance across progress payments, contract variations and end-of-project financing, helping you anticipate challenges, manage funding requirements and keep your project moving forward.
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At BLOX, we're ready to help you navigate the complexities of construction finance and bring your vision to life.
Get startedFor a turn-key, whilst you sign the contract at the time when there might only be vacant land (or a partially built property), you only pay a deposit now and then settle on the property and the loan once the build is fully complete and move-in ready. You do not own the land till the house is built.
For a house and land package, you own the land once the land is titled and ready.
You start paying the loan once the land settles (what is effectively a land loan) and then you start paying for the build through a normal construction loan (progessivley at each draw-down stage)
That is dependent on your personal goals and objectives. House and land packages are restricted to one builder whereas if you can buy your own land, you can then select your own builder.
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